Open your account in
minutes with your passport

WITH YOUR NIE OR DNI
Download the app for FREE and get your account and card in 5 minutes without complications.

una cuenta
fácil para los
inmigrantes
en europa

Abre tu cuenta con pasaporte,  
NIE o DNI

Descarga GRATIS la app y consigue en 5 minutos tu cuenta y tarjeta sin complicaciones.

WHY ÍKUALO?

Somos igual que tú. Te entendemos, hemos vivido tus mismos problemas y por eso te ofrecemos:

WE ARE IMMIGRANTS

At Íkualo, we're just like you. We understand, we've experienced your problems, and we're here to break the rules.

AN ACCOUNT WITHOUT BORDERS

Deposit and withdraw money from your account at more than 500,000 VISA deposit points and ATMs worldwide.

WE PROTECT YOU

We are backed by leading financial institutions to keep your money safe and secure.

YOUR
MONEY
IS
IN
GOOD
HANDS

TU DINERO ESTÁ EN BUENAS MANOS

back

We're backed by VISA to keep your money safe and secure.

Your funds are fully protected in accordance with the safeguard regulations for Electronic Money Institutions
Your safety is our priority
Receive instant notifications about your purchases
Easily freeze and unfreeze your card whenever you want
Log in easily and securely with Face or Touch ID

Haz que cada gasto valga la pena

Cuenta por 2,99€ al mes

Abre tu cuenta en minutos, envía y recibe dinero al instante, a cuentas en cualquier país de la Comunidad Europea SIN COSTO ADICIONAL. Transfiere dinero a tus amigos o familiares, paga la renta, productos o lo que necesites en segundos.

Tarjeta física de débito VISA Íkualo

Tarjeta gratuita ahora, luego tendrá un costo de 10€. Oferta válida hasta agotar existentes. Disfruta de pagar en tiendas y restaurantes o retirar efectivo, sin demoras ni complicaciones.

Tarjetas virtuales de débito VISA Íkualo

Consigue hasta cinco tarjetas virtuales totalmente GRATIS y empieza a realizar compras online y pagos electrónicos al instante.

MAKE
EVERY EXPENSE
WORTH
IT

Your account for
2,99€ per month

Open your account in minutes, send and receive money instantly, to accounts in any European Union country at NO ADDITIONAL COST. Transfer money to friends or family, pay rent, groceries, or whatever you need in seconds.

Physical VISA Íkualo debit card

Free card now, then €10 later. Offer valid while supplies last. Enjoy paying in stores and restaurants or withdrawing cash without delays or complications.

VISA Íkualo virtual debit cards

Get up to five virtual cards completely FREE and start making online purchases and electronic payments instantly.

OUR
SERVICES
ARE
DESIGNED
FOR
YOU.

NUESTROS
SERVICIOS ESTÁN
PENSADOS PARA
TÍ.

We're working to provide you with the services every immigrant dreams of.
AN APP
where you can makeimmediate and free transfers to accounts in the European Union
DEBIT CARD VIRTUAL
Pay for subscriptions, order delivery, and shop online anywhere in the world.
Debit Card Physical
Opinions

CUSTOMERS LOVE
AND TRUST ÍKUALO

"Finally, a solution to the problems we immigrants face, it's about time."
Alexis
Via Instagram
“I made the best decision to become a client of this company.”
María
via Support chat

YOU are our priority

At Íkualo, we take helping you very seriously.That's why we offer a chat with our customer service team to answer your questions and provide you with the support you need at all times.Contact our team.
WRITE US ON WhatsApp
Customer Service
News

LIKE IT IN
THE MEDIA

Read the full articles

How to open
your account at Íkualo?

TUTORIALES

Learn how to use all the features of your Íkualo account and card, from initial setup to managing your daily transactions.
DISCOVER MORE

Discover more about our services

Are you looking to have your account?
Having an account is essential for immigrants who, in many cases, face difficulties meeting traditional requirements, such as proof of residency or local credit history. Having experienced this firsthand was crucial in our decision to take the plunge and create Íkualo, the organization that allows you to carry out simple tasks such as opening an account with your passport in Spain.



For the immigrant community, we offer a practical and accessible solution for managing their finances upon arrival in the country. They can open an account for foreigners in Spain in just a few minutes, make low-cost international transfers, or manage their savings.



Want to learn more about how we work at Íkualo? We invite you to download our app, where you can carry out all kinds of tasks, regardless of who you are or where you come from. Write to us if you have any questions so we can help you.
We are the super financial app for migrants in Europe.
Digital wallets are marking a turning point in the financial sector, especially for the immigrant community. Traditionally, access to financial services in Spain required meeting very strict requirements, including obtaining a Spanish IBAN, which could be a considerable barrier for people who had recently moved to the country or who lacked the documentation required by traditional banks.



By opening this 100% digital account from your mobile phone, you'll receive a free VISA card accepted worldwide. Take it with you and feel free to use it in physical stores, online, and at ATMs in Spain, Europe, and around the world!
Justify support with us
Íkualo makes it easy for you to obtain valid receipts for visas, family permits, and proof of family support.

Íkualo helps you prove your income and that of your family members easily and securely, even in situations where financial documentation is limited.


Obtain valid support receipts for visas, permits, and other procedures that require proof of source of funds.
¡Ahora puedes ingresar dinero a tu cuenta Ikualo desde BBVA!
¡Usa los más de 4500 cajeros en toda España!
¿TE CUESTA LLEGAR
A FIN DE MES?
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Haz el test y descubre en 2 minutos todas las ayudas que te pertenecen.
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